6 Steps For Financial Independence: The Playbook Made for Millennials

Nick Burgess
10 min readSep 8, 2021

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Millennials, financially, are screwed. I’m not just talking about being raised on Lunchables and Ren and Stimpy so we spend all of our money on charcuterie boards and drugs. I mean we are inherently disadvantaged in the financial world. We are earning less than previous generations in our jobs, we’re saving less, investing less and everything is more expensive. A recent tweet from infamous NSA whistle blower Edward Snowden highlighted the massive disparity between what millennials are paying to just be alive vs the generations that came before us:

Millennials are staring down the financial barrel in 2021. We’re seeing record inflation levels, crushing student loan debt to the tune of nearly $40,000 per borrower and unaffordable home prices, delaying our entry into the start of “The American Dream.” As a result, we’re delaying getting married, having kids much later in life and upgrading our homes. We also just lived through our second “once in a generation” financial crisis, with the 2020 COVID pandemic serving as history’s most morbid encore to the 2008 housing crash. We’ve seen loved ones go with the pandemic, we’ve seen people, including ourselves…

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Nick Burgess

Making investing, stocks, cryptocurrency and personal finance easier for everyone.