The Secret Credit Card Offer That Lets Me Travel for Free

Nick Burgess
10 min readAug 25, 2022

As I’ve mentioned previously on this site, the world of “travel hacking” has exploded. Since the points and miles game was popularized in the early 2010’s with blog’s like “The Points Guy,” to the explosion of YouTube channels dedicated to luxury travel (shoutout to Trek Trendy and Nonstop Dan), aspirational travel has been the name of the game for going on a decade now.

a man sitting in the emirates first class suite
Courtesy of Emirates

From the luxury of Emirates first class suites to elegant hotels in far-flung locations like The Maldives, travelers are getting increasingly savvy about how to best leverage their everyday spending into trips of a lifetime.

Related: The Maldives — The World’s Most Expensive Vacation?

Well, my family is no different. After two years of being largely shut into our homes, it was time to go abroad. To do that, we wanted to seek out the best way to maximize our spending, and our value, in order to spend as little of “our own money” as possible. Here’s exactly how we did it.

Picking a Credit Card for Free Travel

For this trip, I did some digging on a card that would allow us to leverage the maximum amount of points, as well as perks, for a blowout travel session. After scanning through the myriad options out there, we needed a card that satisfied a few requirements:

  1. Points could transfer to a travel partner we could actually use
  2. Perks that would provide discounts on booking hotels or experiences
  3. Maximum points earning on our spending, including the sign-up bonus

Identifying Travel Partners for Points Use

We are Atlanta dwellers, which means we’re Delta Airlines people. For better or worse, we can go anywhere in the world at a moment’s notice thanks to the incredibly extensive network of Delta and their SkyTeam partners around the world. There is, however, a downside: Delta’s transfer partners are limited to basically American Express.

Related: Investing in American Express — The Ultimate Credit Card Company?

I’m already an avid user of the American Express Delta Platinum card thanks to the points multipliers on my major categories (2x…

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Nick Burgess

Making investing, stocks, cryptocurrency and personal finance easier for everyone.